保险及保险业务
1:Each person pays small monthly fee called （ ） to insurance company to protect against
financial loss and he or she is paid a specific amount of money by insurance
company in return, should a specific incident occur.
[‘premium’, ‘money ‘, ‘expenditure’, ‘discount ‘]
答案：[‘1’]
保险及保险业务
2:The people who make a business studying this data are
called （ ） and the statistical tables they create and use
are called actuarial tables.
[‘statisticians’, ‘brokers ‘, ‘actuaries’, ‘claims adjusters’]
答案：[‘3’]
保险及保险业务
3:Life insurance is used to provide funds to pay （ ） , which are the expenses incurred at
the time of a person’s death, including funeral costs, court expenses
associated with probating his or her will, current bills or debt, and taxes.
[‘ordinary expenses’, ‘living expenses’, ‘operating expense’, ‘final expenses’]
答案：[‘4’]
保险及保险业务
4:It is better to buy （ ） coverage rather than depreciated or market
value coverage, as such a policy restores your living standards to the previous
conditions, at least not used.
[‘renewal cost’, ‘replacement cost’, ‘reliable cost’, ‘restoration cost’]
答案：[‘2’]
保险及保险业务
5:Personal property and liability insurance policy may
protect against various types of houses, including （ ） .
[‘villas’, ‘town homes’, ‘apartment’, ‘condominium’]
答案：[‘1’, ‘2’, ‘3’, ‘4’]
保险及保险业务
6:Life insurance is used to provide funds to （ ） .
[‘make investments on stock’, ‘fund dependents’ living costs and the children’s education’, ‘retire outstanding debts ‘, ‘finance family travelling’]
答案：[‘2’, ‘3’]
保险及保险业务
7:Mortality rate is the number of deaths in a
group of people, usually expressed as births per thousand.
[‘T’, ‘F’]
答案：[‘2’]
保险及保险业务
8:Annuity is a contract that provides random
income payments for either a specified period or for the lifetime of the
annuitant.
[‘T’, ‘F’]
答案：[‘2’]